Workers Compensation Insurance

Providing Workers Comp for Texas’ Workers

Who Are You?

You are a business owner with a multitude of responsibilities. Aside from your efforts to maintain a sustainable business in Texas, you are also responsible for the individuals who work for you. As a vital part of your business, you truly care about the wellbeing of your employees. Similarly, you are aware of the financial damages you may face in the event of an employee injury or illness caused by your work environment. Fortunately, at AIA, we are well versed in Texas workers compensation.

What Is Your Risk?

You are familiar with your risks as a business owner. From theft and natural disasters to human error caused by employees, you are well aware that a myriad of occurrences can easily put you in a vulnerable position. However, a great risk you face as a business owner is an employee injury. Without workers comp insurance coverage, you may lose important legal protections and a great deal of money.

What Is Workers Compensation Insurance?

Texas workers compensation insurance pays for medical bills and partial lost wages of employees injured in your workplace or who develop work-related illnesses. The benefits distributed to these employees vary depending on the injuries. Further, workers compensation includes:

  • Income Benefits: Covers a portion of employees’ lost wages
  • Medical Benefits: Covers medical treatment due to work injury
  • Burial Benefits: Covers a portion of funeral expenses
  • Death Benefits: Covers a portion of lost wages to families of employees killed on the job
  • Employer’s Liability

Why Is Workers Compensation Insurance Important?

Texas is one of the few states that doesn’t require workers compensation. However, opting to forego this coverage may cost you thousands of dollars in the event of an employee’s work-related injury or illness. Non-subscribing employers may be forced to pay extremely high damage awards if disgruntled employees take their cases to court. However, if an employer does have workers compensation coverage, Texas law minimizes his or her liability. In this case, employees usually cannot sue the employer, which will save you time, money and court costs.

Who Are We?

We are AIA Insurance Agency, comprised of local Texans who support our fellow businesses in Texas—including yours! At AIA, we want to ensure you, as a business owner, are protected from any financial damages caused by employee injuries or illnesses at the workplace. Because we are more than just insurance. We are your neighbors, family and friends with deep Texas roots.

So, How Does This All Work?

Finding the right insurance coverage shouldn’t be complicated or stressful. That’s why we offer a free risk analysis to discuss how workers compensation insurance can benefit you and your business. If you have questions, concerns or just curiosity, we are more than happy to help—just give us a call today at (800) 666-9551 or contact us here.

 

Insurance Services You Can Depend On

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Business Insurance Programs
At AIA, we conveniently offer multiple types of insurance coverage that’s tailored to protect business owners/partners, employees and companies as a whole. Learn how we can protect your business today!
Business Insurance
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Commercial Insurance Coverages
We know no two businesses are the same, which is why we offer a variety of commercial insurance coverages to ensure your business is protected from risks specific to your enterprise.
Commercial Insurance
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Risk Management
You never know what dangers are lurking right around the corner. That is why AIA is happy to offer professional risk management services to reduce the severity of potential losses.
Risk Management
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Group Health
With all the recent developments in the health care industry, it can difficult to secure the appropriate health insurance for your employees. The agents at AIA are here to help.
Group Health

Need Assistance? We’re Here To Help

Call Us Today At (940) 898-1604

The world of insurance can be difficult to navigate. From choosing the proper policy and coverages to having access to the support you deserve, things can become overwhelming in a hurry. That’s where AIA Insurance comes in. Contact us today, and one of our knowledgeable agents will happily answer any questions or concerns you may have!