As a Texan and a business owner, you know that it takes hard work and dedication to your craft to be successful. You’ve put in many hours to build your business, so it’s important to ensure its protection with general liability insurance coverage. General liability insurance, or GL, is important for business owners to secure because it protects their livelihood from an array of claims ranging from personal injury and property damage to bodily injury and defense costs. To get even more coverage for their businesses, people will often supplement their general liability insurance with other forms of liability insurance, such as professional liability insurance; it simply depends on your needs and your industry.
The General Liability Insurance that’s Just Right for You
If you’re a small business owner or a contractor, you most definitely need a GL policy to protect your business, for just one little accident down the road—especially one that cites negligence—can derail your business and cause you to close your doors for good. At AIA, we will work with you to tailor your general liability insurance policy to fit your specific needs. If you perform any of the following duties at your job, it may be wise to seek additional professional coverage:
- Interact with clients face to face
- Represent a client’s business
- Carry out contractual duties
- Provide a service based on your expertise
What Risks Are Covered with General Liability Insurance?
Owning a business, you face risks every day, and if you don’t have general liability insurance, those risks increase exponentially. You have a responsibility to keep your employees and customers safe and keep any contractual and/or third parties safe from any damages caused from your company’s daily operations. You’ve worked too long and hard to carry out your day-to-day operations not to carry the proper GL insurance policy. With AIA on your side, you’ll be protected from these and other risks.
Who Is AIA Insurance?
AIA Insurance is a group of local Texans with a passion for helping other business owners in the state of Texas. We have a long history of providing the best coverages to our neighbors and maintaining strong business relationships with our clients. We are an insurance group with your best interests in mind—always. At AIA Insurance, we offer a free risk analysis for any local business as a gesture of guidance and support. We are happy to answer any questions and address any concerns you may have in the journey to find the best general liability insurance coverage for your business. Give us a call today at (800) 666-9551, or feel free to contact us here.