Commercial Excess & Umbrella Insurance

Coverage Perfect for a Rainy Day in Business

Who Are You?

You are a practical, hardworking business owner within our state of Texas. Whether your business is large or small, you maintain the responsibility of protecting your valuable employees, assets and yourself. Aware of your risks, you already have your basic insurance policies covered.

What Is Your Risk?

While you may have primary liability insurance coverage, there is a limit to how much these policies will cover. So, while you may be under the impression that you are fully protected in the event of damages, there is a chance that you may still be vulnerable. Don’t let an unforeseen risk slip through the cracks.

What Is Commercial Excess & Umbrella Insurance?

Commercial excess and umbrella insurance pick up where your current liability insurance limits become exhausted. In the event of unusually high losses, commercial excess or umbrella insurance will truly protect you and your business you have worked so hard for.

Why Is Commercial Excess & Umbrella Insurance Important?

Particularly with smaller businesses, catastrophic losses can lead to the demise of the business altogether. In order to protect your employees, your business and yourself, you may want to consider commercial excess or umbrella insurance. Without it, you may be vulnerable to detrimental financial losses due to a catastrophic accident.

Who Are We?

AIA Insurance was founded and grown in Texas. At AIA, we want to ensure our fellow business owners in Texas are protected from any financial damages that aren’t covered by your primary liability insurance. We understand how hard you work each day, and we are here to make sure you continue to be protected from potential risks. After all, we are much more than just an insurance agency—we are made up of your neighbors, your customers and your friends.

How Does All This Work?

AIA was built on a solid foundation of honesty and respect for each of our clients—and potential clients. This is why we believe you deserve a free risk analysis to determine how commercial insurance can work best for you and your business. Do you have questions? Concerns? Not sure where to start? Don’t hesitate to give us a call today at (800) 666-9551 or contact us here.


Insurance Services You Can Depend On

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Business Insurance Programs
At AIA, we conveniently offer multiple types of insurance coverage that’s tailored to protect business owners/partners, employees and companies as a whole. Learn how we can protect your business today!
Business Insurance
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Commercial Insurance Coverages
We know no two businesses are the same, which is why we offer a variety of commercial insurance coverages to ensure your business is protected from risks specific to your enterprise.
Commercial Insurance
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Risk Management
You never know what dangers are lurking right around the corner. That is why AIA is happy to offer professional risk management services to reduce the severity of potential losses.
Risk Management
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Group Health
With all the recent developments in the health care industry, it can difficult to secure the appropriate health insurance for your employees. The agents at AIA are here to help.
Group Health

Need Assistance? We’re Here To Help

Call Us Today At (940) 898-1604

The world of insurance can be difficult to navigate. From choosing the proper policy and coverages to having access to the support you deserve, things can become overwhelming in a hurry. That’s where AIA Insurance comes in. Contact us today, and one of our knowledgeable agents will happily answer any questions or concerns you may have!