Business Insurance Programs

Providing Only the Best Coverage for Texas’ Businesses

What Is Business Insurance?

There are so many branches of insurance that it can be difficult to distinguish the differences among them. However, business insurance is specifically tailored to protect business owners, their employees and the company or group they work so hard for. While business insurance plans may differ, the overall goal is always to ensure maximum coverage to protect against the myriad of risks involved with owning and operating a business. Large- and small-business owners alike rely on business insurance. Anything can go wrong—from theft to natural disasters to fire damage—and when these events occur, proper insurance coverage keeps businesses afloat.

Who Are We?

We are AIA Insurance. What makes us different? We have a concentration in business insurance. What makes us the best? We specialize in working with our fellow business owners in the state of Texas. Our many years of experience with businesses makes us well versed in all kinds of entrepreneurial endeavors. From restaurants to water utility businesses, we speak the language of your field of work. We want nothing more than the businesses that make up our state to succeed. We love what we do!

What Kinds of Business Insurance Do We Offer?

We don’t believe in cookie-cutter insurance plans. Each business is unique and deserves an insurance plan that is tailored to fit its particular needs. Instead of offering one-size-fits-all plans, we explain each piece of the insurance pie that is available to our client. After explaining each piece, our clients have a working understanding of their options and can make an informed decision about what their unique plan will look like. Generally, the most common business insurance plans we offer include:

  • Water Utility InsuranceWe work with water utility companies to create insurance plans that keep their businesses afloat.
  • Restaurant InsuranceWe understand the ins and outs of the service industry and work with restaurants to serve up the best insurance plan to fit their individual appetites.
  • Convenience Store InsuranceA convenience store is a gas station, grocery store and (sometimes) liquor store all rolled into one. We know the best way to protect all aspects of convenience stores when it comes to insurance plans.
  • Liquor Store InsuranceThere’s a great deal of responsibility on the shoulders of liquor store owners. We have the experience and expertise required to protect our clients in this industry.
  • Contractor InsuranceWith so many kinds of contractors in the field, it is particularly imperative to have an insurance plan that fits your lifestyle.
  • Aviation InsuranceWhen you’re in the field of aviation, you need an insurance plan that can truly protect you. With AIA, you never fly alone.
  • Environmental InsuranceNo matter your field, if you are at risk of being responsible for environmental damage, you must be protected.
  • Oil & Gas InsuranceIn this ever-changing industry, it’s important to have an insurance company that understands the business and can create an insurance package to truly protect you.
  • Small Business InsuranceSmall businesses are the heart of Texas. We keep this heart beating by offering unique insurance plans, tailored to each unique business.
  • Brewery & Distillery – Craft breweries and distilleries are here to stay in Texas, which means they must have the insurance coverage they need in order to operate safely and efficiently. That’s where we come in.


In addition to these types of business insurance coverage, AIA can also conveniently handle your company’s insurance needs regarding the following:

  • Commercial Property
  • General Liability
  • Inland Marine/Contractor’s Equipment
  • Boiler Machinery/Mechanical Breakdown
  • Crime
  • Bonds
  • Commercial Automobile
  • Workers Compensation
  • Pollution Liability
  • Professional Liability
  • Non-Profit & For-Profit Directors & Officers Liability
  • Commercial Excess & Umbrella Insurance
  • Group Health
  • Group Life
  • Group Disability
  • Group Dental

So, How Does This All Work?

Trust and respect are the foundation of our insurance agency. We offer free risk analyses to discuss insurance options because we believe that is something all businesses in Texas deserve. Simply put, we want you to succeed and be protected from the real and perceived risks in your field. So call us today if you have any questions, concerns or just curiosity at (800) 666-9551. You can also contact us here!


Insurance Services You Can Depend On

Business Insurance Programs - In Color Business Insurance Programs - In Black and White
Business Insurance Programs
At AIA, we conveniently offer multiple types of insurance coverage that’s tailored to protect business owners/partners, employees and companies as a whole. Learn how we can protect your business today!
Business Insurance
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Commercial Insurance Coverages
We know no two businesses are the same, which is why we offer a variety of commercial insurance coverages to ensure your business is protected from risks specific to your enterprise.
Commercial Insurance
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Risk Management
You never know what dangers are lurking right around the corner. That is why AIA is happy to offer professional risk management services to reduce the severity of potential losses.
Risk Management
Group Health Coverage - In Color Group Health Coverage - In Black and White
Group Health
With all the recent developments in the health care industry, it can difficult to secure the appropriate health insurance for your employees. The agents at AIA are here to help.
Group Health

Need Assistance? We’re Here To Help

Call Us Today At (940) 898-1604

The world of insurance can be difficult to navigate. From choosing the proper policy and coverages to having access to the support you deserve, things can become overwhelming in a hurry. That’s where AIA Insurance comes in. Contact us today, and one of our knowledgeable agents will happily answer any questions or concerns you may have!