Protecting Your Property After Water-Related Catastrophes

In the aftermath of catastrophic events like hurricanes and floods, it's crucial to take immediate steps to protect your property from further damage. As a policyholder, you have a duty to mitigate damages, which often involves hiring a qualified mitigation vendor to promptly dry out your property after water damage occurs. Here’s how you can ensure this process goes smoothly and effectively:

Before Authorizing Mitigation Work:

• Review Terms Carefully: Understand that by signing an authorization to begin work, you might be agreeing to unfavorable terms or unnecessary services.
• Request an Estimate: Ask for an itemized cost estimate before any work begins to avoid unexpected expenses.
• Inventory and Retain Damaged Items: Take inventory of all damaged personal property and keep these items for inspection.
• Photograph the Damage: Take photos of the damage before any building materials are removed to have a clear record for insurance claims.
• Log Details: Ask your remediation vendor to keep detailed logs of drying times, dates of completed work, the number of personnel, and equipment used.
• Refer to Us: Refer your mitigation contractor to our office as soon as possible to ensure alignment with your insurance coverage.

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By taking these steps, you can help protect your property from further damage and ensure a smoother claims process. If you need assistance or have any questions, please don't hesitate to contact us. We're here to support you through every step of the recovery process.

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